VVollet

A budgeting appAndroid & iOS

How much can I spend today?

VVollet answers that every morning. It takes your monthly income, subtracts what has already gone out — groceries, your Daret turn, the loan payment — and divides what’s left by the days remaining in the month. One number, worked out from your own money.

See what counts Coming to Google Play and the App Store
Friday, 13 NovemberAn example month
Monthly income9,500.00
Spent so far2,930.00
Daret contribution1,000.00
Emergency fund250.00
Left for November5,320.00
Days left, incl. today18
Safe to spend today295.56MAD
Spend less today and tomorrow’s number goes up. Spend more and it comes down.

Inside the app

From your first screen to a clearer daily view

Take the tour in the order VVollet introduces it: get oriented, see today, plan a budget, then grow your full financial picture.

01 / 08

Dark-mode VVollet welcome screen

First launch

Welcome to VVollet

A short introduction to the parts of your money life the app helps you keep in view.

The math

Only money that has actually left comes off the number

Moving money around isn’t spending. Taking cash out of the ATM or paying your Daret turn are different things, and VVollet treats them differently.

Comes off today’s number

  • Everyday expensesgroceries, fuel, a coffee
  • Daret contributionsyour monthly share
  • Savings goal depositsmoney set aside on purpose
  • Debt paymentsloans, credit, instalments
  • Paying back a friendmoney you borrowed

Doesn’t touch it

  • ATM withdrawalsbank to cash, same money
  • Transfers between accountsstill yours
  • Last monthevery month starts fresh

Daret

Your Daret, without the notebook

Add your group once. VVollet takes your share out on the day it’s due and knows which months the pot is coming to you. Money you’ve promised the group is never counted as money you can spend.

Shares
Hold one or several shares in the same group
Payment day
Any day from the 1st to the 28th
Paid from
A bank account or the cash in your pocket
Payout goes to
The account you choose
Daret with the cousins 10 shares · 1,000.00 MAD a month
  1. DecYour turn
  2. Jan—
  3. Feb—
  4. Mar—
  5. Apr—

Paid This month Pot comes to you · 10,000.00 MAD

What it tracks

The rest of your money, in the same place

  1. Cash and bank, side by side

    Count the notes in your wallet as seriously as your bank balance. Withdrawals move money between the two.

  2. Bills and subscriptions

    Rent, internet, phone, streaming. The next ones due show up on your home screen before they leave.

  3. Budgets by category

    Set a limit for food or transport and see how much of it is gone, part-way through the month.

  4. Savings goals

    A car, a wedding, a cushion for bad months. Each deposit moves the goal forward.

  5. Debts and money lent

    Bank loans on one side; what you lent a friend, and what a friend lent you, on the other.

  6. Investments and net worth

    Add your stock positions and see everything you own, minus everything you owe.

Languages

Arabic, French, English and 13 more

Switch language at any time in settings. Amounts show in dirhams or whichever currency you use.

  • كم يمكنني أن أنفق اليوم؟Arabic
  • Combien puis-je dépenser aujourd’hui ?French
  • How much can I spend today?English

Coming next

What we’re building now

These are in development and not in the first release. We’ll add them in updates, and this page will say when each one is ready.

  • In development

    A coach you can ask about your money

    Ask in your own words, like “can I afford this?” or “where did my money go this month?”. The Coach answers from your accounts, budgets, bills, goals, debts and investments. It can log an expense, a transfer, a goal deposit, a subscription or a debt payment for you, and nothing changes until you tap Confirm. You can also send it a photo, such as a receipt.

  • In development

    Talk to the Coach

    Ask out loud instead of typing. Anything you ask it to change by voice still waits for your confirmation on screen.

  • In development

    Reminders and alerts

    A heads-up before a bill is due, an alert when a budget is running out, an optional daily summary and weekly report, and a notice for any transaction above an amount you choose. Quiet hours keep them away at night.

The Coach will ask your permission before it reads anything. How the Coach will handle your data

Coach Preview

Coach is thinking

Can I afford a 300 MAD jacket this week?
Illustrative preview — no real data

Privacy

Your numbers are nobody else’s business

  • Only your account can read them

    Your data syncs to your VVollet account. Database rules make sure each record can only be read by the person who created it.

  • A PIN on the app

    Lock VVollet with a PIN, and hide your balances from the app switcher when you leave the app.

  • Photos without the extras

    Location and camera details are removed from photos before they are saved.

Read the privacy policy

Know your number before you leave the house

VVollet is launching on Google Play and the App Store. This page will link to both as soon as it’s live.